For centuries, the sea has called to adventurers, but Paul and Lynn Montoya answered it in a uniquely different way as they chose to make the ocean their permanent residence. They envisioned more than just a fleeting escape; by selling nearly everything they owned, they made a bold decision to purchase a cabin on the Villa Vie Odyssey ship, renowned as the world’s first perpetual cruise.
This transformative choice didn’t come lightly; it was the result of deep reflection and realization. After exploring various destinations, they felt a sense of limitation compared to the younger travelers they knew, sparking a desire to experience the world more fully, as living solely on land felt restrictive and confining.
They disliked packing and unpacking bags all time. Moving between hotels also seemed tiresome for them. Paul said typical travel meant fighting jet lag. Reaching some countries took days to feel normal. The ship’s steady movement changes things completely. Moving between locations is smooth and easy this way.
To Paul and Lynn, this new lifestyle represents an exhilarating adventure rather than just an extended vacation. They documented their journey online under the fitting title ‘Lynn and Paul’s Excellent Adventure’, emphasizing their dedication to this new quest and the commitment they’ve made to live life on their own terms.
However, taking this leap required substantial financial planning, which the couple candidly discussed. They purchased their cabin in March of the previous year, keeping this life-altering decision a secret from their family until Christmas, just months before embarking on their voyage, with the cabin costing around $179,000.
Monthly costs planned for trip are near $6,000. This large fee covers all essential living needs. It includes food, laundry, cleaning, and the ship fee. It is one predictable payment for them each month. The ship becomes floating home with services provided. This offers ease and reliable costs not always found elsewhere.
Yearly total cost for Montoyas is about $80,000. This number might sound like a large amount. But they compare it to their life before ship. Also they consider costs in certain expensive spots. They feel yearly ship expense is similar or less. Especially if they live in costly area on land.
Lynn drew an insightful comparison regarding costs, highlighting how living in cities like California or New York would hardly allow for renting an apartment at $80,000, making their floating home even more attractive. For those accustomed to high urban living expenses, the all-inclusive nature of their new life, covering accommodation, food, and services, made this decision feel like a no-brainer.
While living in Laramie, Wyoming had its own financial obligations, it was still not as costly as coastal life. They were responsible for property taxes, maintenance, and utility bills, in addition to travel expenses they had always planned. They view the $80,000 annual cost of life aboard the ship as a more holistic living expense rather than simply a travel budget.
The financial model of this lifestyle broadens accessibility, opening doors not just for the ultra-wealthy but for a variety of people. Lynn believes that the Odyssey offers a living experience comparable to a retirement community, where everything is included, making it a desirable option for many.
Yet, this opportunity is not limited to retirees; Paul emphasized that they also cater to digital nomads. With the rise of remote work since the pandemic, location is becoming less of a barrier for many, and Lynn estimates that about 30% of their fellow travelers maintain full-time jobs back home, thanks to the flexibility of remote work.
Ship recognizes this work trend now too. Villa Vie Odyssey has vital things for remote workers. Paul said they put in a Starlink internet system. This high speed connection is important for work. Five years ago maybe was not possible anywhere. Ship also have business place for people working. There are 12 private offices you can rent each month.
Their desire for this lifestyle was partly inspired by their previous experience running a bed and breakfast in Wyoming, where they heard countless stories from guests who had traveled the world. However, the demands of their business often kept them from exploring, and as they approached their 60s, the yearning for travel intensified.
Cabin price start lower on Odyssey ship. An inside cabin minimum cost is $129,999. Montoyas selected a cabin near $179,000 price point. Cabin costs go up to $439,999 for big suites. Monthly fees get higher with bigger rooms too. Different prices let people choose based on their money.
Beyond just purchasing the cabin and managing monthly fees, the Montoyas had to consider potential challenges ahead. Paul emphasized the importance of maintaining an emergency fund, stating that careful planning is essential to ensure their adventure remains enjoyable. While life at sea provides them with unparalleled freedom, being prepared for unexpected events is always a wise move.
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